Jessica,
You admit right at the outset, you only know two rich people, and it shows in this piece.
I'm not actually sure you know only two unless you are talking about mega rich? Your over generalisation of a group, this time "rich people," does you a disservice and results in this misguided piece.
There are many "rich people" who have made money legitimately and use their wealth for good.
I have seen you over generalise different groups of people in many of your articles and it is such a shame because you could, with your undoubted ability to to write powerfully, produce much more balanced and valuable articles.
Such a shame.